The rate of this savings book, acclaimed by the French, will decrease in August 1, 2025.
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A sawtooth curve. The rate of booklet A will drop again this year, to 1.7% from August 1, against 2.4% currently, the Ministry of the Economy announced on Wednesday July 16. This drop, unprecedented by its magnitude since 2009, is the second this year, started with a 3%rate. The remuneration of booklet A is set by Bercy, which generally follows the recommendations of the Banque de France. Its rate is calculated every six months, mid-January and mid-July, depending on the rate inflation and an average interbank interest rate depending on European monetary policy. These two indices have been decreasing since the start of the year.
The Livret A rate has experienced ups and downs in the past thirty years, as this graph shows. He had dropped sharply in 2009, after the financial crisis, then had been relaunched in 2023, doped in particular by inflation following the war in Ukraine.
In May 2025, the French accumulated more than 444 billion euros in savings on booklet A, which constituted guaranteed, available and tax -free savings.
